Mortgage Knowledgebase

A mortgage is a loan taken out to purchase a home, land or other real property. Mortgages can be up to 40 years in length, with either a fixed rate, a variable rate or a combination of both.  A mortgage holds your house and land as collateral. Getting a mortgage is one of the most important financial decision you will ever make. 

Understanding the lending process and its terminology is critical to making the best mortgage decision.

Go through the articles on left to learn about the home loan process before applying for a mortgage. Our extensive pages of educational information are a great way to learn about borrowing, mortgages and real estate lending.